0% Interest for 36 Months

An important consideration for any farm equipment purchase is financing. Farmtrac Credit has been established to help you finance your equipment purchase quickly, simply, and at very competitive rates. Our "no hassle" approach allows you to select the model that's right for you, then take care of the financing needs before leaving the dealership.

For a limited time, Farmtrac Credit is offering interest-free financing for any Farmtrac purchase for a 36 month term. If you prefer to spread your monthly payments over a longer period of time, Farmtrac Credit is offering the following competitive rates:

Rates may vary depending on location, special offers, and promotions. With approved credit, Down payments may apply.

Farmtrac Credit Terms and Conditions

Farmtrac Credit

Farmtrac Credit provides a wide range of financing options to its retail customers. Competitive interest rates, dual rate financing, equity financing, flexible monthly payments, monthly or seasonal or skip payments, leasing, physical damage insurance, and many more financing alternatives are available through Farmtrac Credit to meet your specific financing requirements.

Farmtrac Credit Interest Rates

Farmtrac Credit offers low interest rates that are among the best in the industry. An array of short and long term plans are available so that you can choose terms up to 84 months. The low APR Rates keep your payments low and increases your affordability of purchasing what you want. All Farmtrac equipment like front-end loaders, backhoes, finishing mowers, tillers, and disc mowers when purchased with new Farmtrac tractors are also eligible for low-rate financing.

Flexible Payment Options

In today's competitive market and lifestyle, the key to success is managing your cash resources. Cash flow is the most important in making any kind of purchase decision. Farmtrac Credit offers retail customers extremely flexible payment options when purchasing Farmtrac products. Depending on your income patterns, Farmtrac Credit can tailor monthly payments for customers who have year round income, skip payments for those who have a specific low-income periods, monthly low payments with a balloon payment at the end of financing term, or annual payments for customers who receive cash receipts at one particular time in a year. Let your nearest Farmtrac dealer help you design a plan that gives you the flexibility of deciding what is best for you.

Down Payment Options

Normally a 10-20% down payment is required when purchasing Farmtrac equipment. With Farmtrac Credit, you can choose from a variety of down payment options including trade-in, equity financing, cash or a combination of all or any. Trade-in equipment will normally cover all or most of your down payment requirements. Equity financing allows you to use the equity you own in your current equipment in lieu of part or all of the down payment needed on the purchase of new Farmtrac equipment.

Physical Damage Insurance

Through Farmtrac Credit, you can obtain at extremely competitive rates physical damage insurance to provide necessary coverage for the life of your loan. Not only are the rates extremely competitive, these low rates remain fixed throughout the coverage period, so you don't have to worry about any expected increases on the insurance costs.

Fast Credit Approval

Its easy - no hassles, no delays. Farmtrac Credit has been working hard to improve its credit approval process and currently, our average response time is just about 58 minutes. This is the time you can spend with your Farmtrac dealer looking at the finer points of your newly purchased Farmtrac equipment, and, by the time you are finished with a cup of coffee, our credit response will be on your dealer's fax.

All Farmtrac Credit services are provided by Agricredit Acceptance, LLC. All financing is subject to credit approval by Farmtrac Credit. Get in touch with your nearest Farmtrac Dealer to fully understand our financing terms and conditions.